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1. No! You don’t need to good credit to own education loan financial obligation. Student loans are not a variety of credit. He or she is merely a technique the government to provide money so you can people who want to check out university. When you have poor credit, then you should try to switch they before you apply to own beginner funds.. 2. Sure! Having a good credit score is helpful whenever getting a job shortly after college or university. Most businesses check your credit history when determining whether to hire your. When you keeps a clean checklist, then you will rating rented shorter than simply anyone with bad credit.. step three. Zero! Your credit rating cannot connect with how much cash interest you only pay on your college loans. Yet not, which have a high credit score could help qualify for straight down prices on the money.